It’s the current status (brackets indicate balances as of Jan 1):
RBC = $16,506.57 ($17,090.26) = 583.69
CIBC = $10,365.52 ($10,659.32) = 293.80
NSLC = $11,072.18 ($11,473.69) = 401.51
Totals = $37,944.27 ($39,223.27) = $1279
I’ve paid more than $1500 in interest over the same time. OUCH!
In credit cards – at the beginning of the year I was looking at about $2500 in credit card debt. I paid off a lot of that, and then ran some up again and paid a bunch off again. It now stands, as of today, at $1200. I’m still waiting for a couple of expense/reimbursement checks to throw on that balance. I’m hoping to get them by the end of the month and that should take the debt down to about $800.
Now I could just throw all my “extra” money on my credit cards and be credit card debt free by the end of the year but then what about savings??? That post coming up next…